Ever since the United States removed the Taliban from power in Afghanistan, the world hoped that Afghanistan’s draconian laws and respect for women and culture would be renewed. However, after their legislation shot down a law that protects women’s rights, it is not so amusing to note that even after the Taliban, the equal rights of men and women are still bound by irrational culture.
Afghanistan’s conservative lawmakers have shot down the women’s protection law because it encourages women to engage in sexual activities outside of marriage. Even after the decade-long occupation of the Taliban, women’s rights in Afghanistan remain weak.
The passing of the law was met with great opposition. Although Afghanistan has 60 women lawmakers in their constitution, many of these also opposed the bill, making it one of the greatly culturally-irrational moves in history.
The law’s other provisions include criminalizing child marriage and the banning of Baad, or the buying and selling of women to settle disputes between businesses. It also criminalizes domestic violence and acquits women of any charges of fornication when they get raped.
Even if the Taliban did worse to women, such as not allowing them to work or go to school and executing them for any violation, women still have the right to protect themselves from unfair laws and unfair cultural strides that treat them as being lower than a man.
North Korea recently announced that it is dismissing the armistice between it and South Korea for reasons that it is now ready to go to war to fight against the country and the United States. The world looks at North Korea’s threats as something possible. South Korea and the US had signed an agreement preparing both countries with contingency plans formulated by both nations.
However, it is not just the two countries that would come under fire once the second Korean war happens. Japan, the world’s largest export-dependent economy, will sustain great losses and deflation because all its shipping lines and some of its airspace will be used to defend and assault North Korean territory. The US also has an Asia Defense Treaty, which it needs to uphold, and Japan is dependent on the US’ capability to defend them because of their inadequate defence forces.
According to analysts, the US and China’s relations can be hurt as well. Even if China had agreed to brutally sanction North Korea for its actions, if the US goes in an all-out offensive against North Korea, it can retaliate, being North Korea’s long-standing ally.
Many experts also fear the nuclear attacks that North Korea could dole out.
Aside from all information regarding the possible Korean war’s effects, if North Korea decides to use its weapons, it might become the end of the world, and the last Korean war to ever happen on earth.
UK’s roads may be 20% safer, but still, the risk of getting into a traffic accident is still highly likely for any driver. UK drivers do not only get compensation for their physical injuries, but also for other details. Here is a list of the different kinds of traffic accident compensation for victims.
1. Special Damages
Special damages include your past financial expenses because of your road accident. These includes your past lost wages, legal protection costs (if not covered by your insurance company), property repair or replacement costs, medical expenses, travel costs and the cost of a hired vehicle.
2. General Damages
You can earn compensation for your pain and suffering, which a medical professional’s prognosis of your health and injury condition would describe. Part of pain and suffering would be whiplash, psychiatric trauma including post-traumatic stress disorder and possible emotional damages.
3. Future Financial Losses
You can also get compensation for future financial losses as calculated by both the medical professional and the legal representative you have for your case. This includes income losses during recuperation period and additional medical expenses.
4. Uncertainty Losses
Uncertainty losses are compensated based on a medical professional’s life expectancy of your situation. If your injuries are too severe, your body reduces its overall life expectancy.
An anonymous chief executive officer of an NHS hospital continues to fear for his finances after reporting about the NHS activities involving the high death rates in NHS hospitals. The undisclosed allegation against the NHS imperils the chief executive’s finances and occupation.
Legal representatives say that most corruption in big enterprises rises out of fear rather than greed itself. They said that higher officials have the greed and they threaten those in the lower levels to ensure they can continue their system of work and activity. The legal representatives and experts suggest that the UK have an incentive for employees who report the fraudulent and unbecoming activity of their employers.
In the United States, a law protects the employees who report their employer’s abusive activities and once the investigation pushes through and achieves results, the employee receives a great share of the recovered money from a profiteering scandal. This is to encourage most employees to report their superiors without fear of losing livelihood or financial income.
Legal experts say that no such law exists in the United Kingdom and the government can easily put a lid on possible problems that can spiral out of proportion. Again, the problem of PPI claims and the great number of customers filing a PPI template letter to the FOS or with their claims management company could be prevented if all the employees who report the banks’ activities today reported it a few more years back.
It is not just because the media overhyped the impending disaster promised by the euro financial crisis to the entire business world but it was also because investors did not just saw the negative side of the crisis, but also its positive side. Equity markets rose for Spain and Venezuela by 30% and 300% respectively according to experts and these are due to a great number of factors.
Spain’s banking metrics may be misreported that led to it becoming a euro zone crisis epicenter, but it did not mean it does not have potential for new investors to see change in its market. According to economic experts, the falling industries and confidence in the country is a sign for new, adventurous investors to leave their money in the country and establish themselves from the ground up.
Venezuela’s sudden stock market value rising to 300% in 2012 is a result of its government’s announcement about Hugo Chavez’s poor health and unlikely recovery from his diseases. The Venezuelan president, a well-known anti-capitalism advocate, and his death, for investors, is a new world for Venezuelan industries, namely with the price of a new government, a clear-cut business-oriented country and constitutional changes, which can help the country grow much further.
Other countries, such as Italy and Greece, who are also the greatest euro threats, also rose with equity markets given the promise of European Central Bank President Mario Draghi’s promise to help the euro in any way it can. But Greece’s increase, yielding at least $430 for its investors who purchased bonds of $1000 in 2012, is also attributed to economic austerity measures.
News are only words and still, it is up to the investors, which are also the people of the world, to decide what to do with their money and how it can affect situations in the world today.
PPI is an insurance policy that guarantees your loan, mortgage or credit card repayments in case you find yourself sick or unemployed in the middle of your paying term. However, not everyone needs it. You actually lost more than the £2750 average payout banks are willing to give customers. Your compound interests, which multiplies your interest rates depending on your risk value, is what makes the insurance policy repayments larger than thousands of pounds.
The case of “Roberta”, which became an Internet and media viral news, shows that she is an owner of her own business. Being self-employed, any PPI she purchased with her two credit cards are automatically invalid. Since she owned the cars for more than 10 years, banks owed her a total of £65000 from the two PPI her credit cards had including her insurance repayments and compound interests.
If you want to consider having your compound interests with your PPI claim, find the first billing statement the bank gave to you upon repaying your financing for the first time. The receipt, indicating your insurance repayment, will serve as the reference point for the first date you paid for the insurance. Finding your most recent insurance repayment, you could then calculate the total PPI repayments the bank owes you.
However, banks can make up many excuses, including claiming that they only keep six years of insurance records and suddenly dropping your PPI claim in the middle of its processing. You might need the help of a reputable PPI claims company under a no win no fee basis. No win no fee means that they get paid 25% of your repayments upon success or don’t pay upon failure: see www.PPIReclaimCo.co.uk.
The Japanese, pitted against an untimely Euro zone crisis and a conflict with China regarding island territories, is having trouble with their current economy. As their CPI lowers by 0.1% by the end of November, their 2013 outlook is seen by many economists as failing due to deflation. However, even if the world’s third-largest economy is slowly failing, many in Southeast Asia are ready to take its place.
Singapore is seen by many experts as the first candidate for Japan’s replacement. Singapore’s economy continues to be strong as technology, industry and education continued to prosper from 2007 until today. With much growth and even having their own Western-inspired equivalent industries, experts see Singapore can be the next Japan.
The Philippines is also another candidate as its economic increase grew by at least 0.5% this year with their strong BPO industries and international monetary revenue increasing the yearly GDP. However, experts see that the peso’s rise against the dollar is “too fast”, which might pummel many foreign-currency earning citizens’ income, affecting the GDP.
Malaysia is another successful Asian country that can up against Japan along with Hong Kong and South Korea. Each of these countries continue to develop economies and are lowering poverty levels with livelihood and industries.
Japan has a high chance of surviving their fiscal and economic trouble to date, but in-line to help it are other countries who could readily take its place if necessary.
The coming new year might not bring good news for whiplash injury claimants as the UK government plans to implement the new whiplash claim guidelines agreed upon by the Ministry of Justice, the Association of British Insurers and the government. The new guidelines were made to curb the increasing number of whiplash injury claims, with many appearing to be fraudulent or exaggerated.
Traffic authorities claim that at least a 23% reduction in the number of car and road-related accidents were seen in 2012, which is why the ABI is astonished that a 70% rise in the number of whiplash compensation claims happened. ABI spokesperson Malcolm Tarling stated that it might be that UK has some of the softest necks in all of Europe, or that whiplash claiming is easy money.
The new guidelines possibly enforced in 2013 would be parallel to Germany’s whiplash claim guidelines. A threshold of at least 10km/h in speed would be needed to make whiplash injuries possible. Victims will also need two medical examinations and statements. Judge Chris Grayling of the Ministry of Justice has also consulted with an independent board of medical examiners who would ensure that “genuine” whiplash claims instantly passed while it blocks out seemingly suspicious claims.
The insurance industry is actually losing £2 billion yearly for fraudulent and exaggerated claims. The number of fraud whiplash claims forced insurance companies to add £90 on top of the whiplash insurance premiums, bringing the issue to the government’s attention in 2012.
To find out more visit www.whiplashclaimsco.org.
Financial experts warned that payment protection insurance claiming can still continue up to 2016 with the current speed the PPI claim process is taking. Both claims management companies and banks are blaming each other for the slowdown, but Financial Ombudsman Chief Natalie Ceeney states that banks are majorly to blame.
Ceeney confirms evidence that the FOS is upping 7 out of 10 bank-rejected claims back to them because of their failure to thoroughly investigate each consumer claim properly. The Financial Ombudsman increased its manpower and workplaces early in November to effectively handle 1,500 mis sold PPI claims that they receive on a daily basis. Ceeney states the number could be cut down if banks were only cooperative.
Claims management companies have also spoken out against banks for slowing down the claiming process. Claims Standards Council Policy Director Andy Wigmore said that claims management companies only help people by submitting their claims to help them find out if they were mis sold PPI. Wigmore states that the possibility of people forgetting they were mis sold PPI for more than 10 years is highly likely, and CMCs only profit from successful claims. He says that evidence against banks who reduce payout rates or continually delay PPI claims exists.
The entire UK PPI compensation bill actually reached £12.96 billion in 2012, with experts estimating it can reach up to £16 billion in 2013. Visit www.ppireclaimco.org to find out more.
One fear of many credit card holders would be increasing interest rates of their credit cards. Credit cards can be useful; they help you increase your credit scores or they can sink you into deep debt. Making proper use of credit cards is important, but some aspects need to be remembered before you apply for a credit card. Here are a few things to remember.
1. The Credit Limit
Before you get a credit card, take a look at the credit limit. Getting a lower credit limit can help you limit your credit card use. If you are using your credit card for small purchases or for instant and emergency money, get a credit card with a lower limit. A higher limit is useful for getting financing, but making use of the credit card for unnecessary purchases with a higher credit limit can be dangerous.
2. Pay In Full
When you spend with your credit card, ensure that the amount you spend you can pay in full in the next month. If you don’t make it a habit to pay your card in full settling for the minimum fee, you could face a lot of danger with the high interest rates of credit cards. So keep tabs on your spending using a notebook to write down your purchase amounts.
3. Use Your Debit Card
If you treat your credit card like your own bank account, you will get into financial trouble. Remember, the money on the card is bank money and they can increase the value of your debt at will. For most big purchases, make use of your debit card. If you want to purchase something that you is not too necessary for your daily needs, save up for it instead of getting financing with your credit card.